As the cost of borrowing rises, individual mortgages, car loans and student loans could become significantly more expensive.

由于借贷成本上涨，个人抵押、汽车贷款、助学贷款的成本将显著提高。

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Student debt, at nearly $1.2 trillion, has surpassed credit-card debt and car loans.

将近一万两千亿的助学贷款已经超过了信用卡债务和汽车贷款。

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She and Ben are working as hard as ever, but they've had to forego vacations and a new car so that they can pay off student loans and save for retirement.

她和本比任何时候都要努力工作，但不得不放弃休假和购买新车，以支付贷款和为退休存钱。

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Consumers link their debts (including credit cards, car and student loans, mortgages etc.) and bank accounts from most any U.S. bank to their SaveUp account.

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The key things are to make sure you make your debt payments on time, pay off as much of your debt as possible (except perhaps car and student loans, which tend to be relatively low interest), and be careful of closing accounts.

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Key lending such as credit cards, car loans and student loans had essentially come to a halt in October, Mr Paulson said.

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