And credit card companies may not offer gifts on or near a campus to persuade students.

VOA: special.2009.05.28

At the beginning of each quarter I can remember the credit card kiosks overtaking campus like locusts.

CNN: Your e-mails: Students paying off the past

What's more, roughly a third of freshmen already had a credit card when they landed on campus, Prof.

WSJ: Students Still Targets of Credit-Card Offers

Watchdogs take the tiniest of naps because six months of watchdogging is exhausting and here we are: credit card peddlers are back on campus.

FORBES: Credit Card Companies Want Your Kids. A Lot.