Small databases can be maintained on personal-computer systems and may be used by individuals at home.

小型数据库可以在个人计算机系统上维护，且可以由个人在家中使用。

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Bonds like those sold by the New York Fed are backed by payments from large pools of home loans originated at the height of the U.S. housing boom to individuals with poor credit.

WSJ: Toxic? Says Who? Taste