It's available to first-time buyers or those who rent from the council or a housing association as well as key workers, although qualification can vary across the country.

首次购房者、立法会及房屋协会的租客以及必需工作者均可申请，尽管每个国家的申请资历各有不同。

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But the national Association of Realtors reports international buyers are now driving a recovery.

但是全国房地产经纪人协会报告，国际房屋购买者正在拉动房产行业复苏。

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Qiu Baochang, a lawyer of Beijing Lawyers Association, said, "Developers and home sellers won't return the deposit when buyers can't fulfill contracts because of changes made in policies."

北京律师协会的律师秦宝昌说：“购房者如果因为政策的变动不能履行合约，房地产开发商和销售者不会退还押金。”

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Mr Ackroyd leads a trade association, the Property Buyers' Association, and is pressing for regulation.

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AIRMIC, the British insurance-buyers' trade association.

ECONOMIST: Insurance broking

The association opined, in favour of protection buyers, that they were.

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