The essence of credit relationship is the relationship of networks, which constitutes the basis of credit network.

信用关系的实质是一种网络关系，是构成信用网络的基础。

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Credit collect, credit risk evaluation, credit decision are three elements of credit management. Also, they are three basis of credit risk management.

信用管理的三大基本要素是信用征集、信用评估以及信用决策，这三大基本要素构成了信用管理的三个主要流程。

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The credit-rating criteria system is the basis of credit rating and also the measure to ensure that the result of credit rating is objective and justicial.

资信评估指标体系是资信评估的依据，也是保证信用评级结果客观公正的手段。

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Because they have counted this as a cost, they say that minimum capital requirements should be calculated on the basis of credit-card assets net of expected losses.

ECONOMIST: Bothersome Basel

Who's going to cast their vote on the basis of Scotland's credit rating?

BBC: Scottish independence: credit where it's due

If you cannot find a basis to get a free copy of your credit report, you can get a copy by paying a nominal fee to the credit reporting agency.

FORBES: Manage Your Credit