Thus it is very important to appraise and compare our country's banking efficiency.

所以，研究我国商业银行的效率问题具有重要的理论意义和现实意义。

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However, a fall in the economies of specialization negatively impacts banking efficiency.

相反专业化经济下降损害银行效率。

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So support staff can perform tasks for both the banking and securities units, which should increase efficiency, lower costs and improve risk management.

这样员工可以同时完成银行部门和证券部门的业务，从而提高效率，降低成本，以及提高风险管理水平。

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" Economies of Scale and Efficiency in European Banking", by Paul Schure and Rien Wagenvoort, European Investment Bank, 1999.

ECONOMIST: Sources and acknowledgements

The Scottish bank is highly regarded for its skills and efficiency in personal and business banking.

ECONOMIST: Bank mergers

Moreover, it would be instrumental in fostering the efficiency of the internal capital markets and market integration in retail and corporate banking (see Barba Navaretti et al. 2009).

FORBES: Too Big To Fail Or Too Small To Maintain Stability?