While it's probably not a good idea to become a rate-chaser, it doesn't make much sense to keep the bulk of your savings in a big bank savings account earning 0.20%.

整天追逐高利息的做法可能并不怎么好，但是那种把所有的存款就那么放在一个大银行账户里，拿着0.20%的利息的做法似乎也不太说得通。

youdao

For the buyer - since the bonds are specifically created for and marketed to diaspora members - a 4 percent return would be much better than a typical bank savings account or cash hoard.

对买方而言，由于该债券专为散居侨民成员而设并专向其销售，因此4%的回报率大大高于一般银行储蓄利率或现金存款利率。

youdao

I opened a savings account at my local bank.

我在本地银行开了一个储蓄账户。

《牛津词典》

If you go to a savings bank, or a savings and loan, or a commercial bank and you say, I want to open up a checking account--that's a deposit; or, I want to open up a saving account--that's a deposit.

如果你去一个储蓄银行或者商业银行，去储蓄或者贷款，你说，我想开个支票账户，这就是储蓄;,或者说我先开个存款账户，这就是储蓄。

耶鲁公开课 - 金融市场课程节选

Should people keep their emergency funds in a bank savings account or CD instead?

NPR: How to Weather a Rocky Economy

Participants also had to own investments other than a bank savings account or certificate of deposit.

NPR: Financial Discipline Grows 5 Years After Crisis

At the time most funds were a vast collection of stocks and bonds that could barely match the returns on a bank savings account.

FORBES: James W. Michaels