A credible procedure for the orderly unwinding of a big international bank, whereby debt as well as equity holders share some of the pain, is still conspicuously lacking.

凭什么要权益持有者承担部分债务呢？大型的国际银行的有序退出还仍明显缺乏可靠的程序。

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On Thursday the International Monetary Fund activated a procedure to offer emergency loans to threatened countries, such as Iceland, which took over its largest bank on Thursday.

周四，国际货币基金组织激活了提供紧急救援贷款的程序，将贷款提供给像冰岛一样岌岌可危的国家，冰岛周四已经收编了该国最大的银行。

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Merely fulfilling the complex application procedure to open up on its own could take a bank five years, Mr Wu says. This deal should close by the end of 2007.

Wu先生说，如果新设一银行，单单是繁杂的申请程序就得花去一间银行五年的时间（而在当地收购就会将此过程大大简化）。

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Peddling supposedly exclusive unproven proprietary products which promise only to transfer your wealth to the bank is standard operating procedure.

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Merely fulfilling the complex application procedure to open up on its own could take a bank five years, Mr Wu says.

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However, she claimed the bank was still not in a position to give them or its customers any indication of when a redress procedure would be announced.

BBC: Ulster Bank logo