From the annual reports 2002 of four big state-owned commercial Banks, the loans to asset ratio exceeds over 60%, at the same time the interest income to whole income ratio reaches nearly 80%.

从四大国有商业银行2002年年度报告来看，工、农、中、建贷款规模占整个资产规模都在60%左右，而贷款利息收入占整个营业收入则高达80%以上。

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Rising rates usually go hand in hand with falling farm revenues and higher capitalisation rates (the ratio of income produced by an asset to the asset's value).

ECONOMIST: American farmland