Article 11 an applicant for insurance shall have an insurable interest in the subject-matter insured.

第十一条投保人对保险标的应当具有保险利益。

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It is popular that the company is acted as applicant for insurance, but there is great debate in the academic fields.

由公司作为投保人是目前通行的做法，但在学术界存在很大的争议。

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Article 9 an insurance contract is an agreement whereby an applicant for insurance and an insurer agree the relation of rights and obligations of insurance.

第九条保险合同是投保人与保险人约定保险权利义务关系的协议。

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The omission from the application may be deliberate, to hide a health condition that might have made the applicant ineligible for insurance.

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If an applicant understates his income and receives a larger health-insurance subsidy than he is eligible for, the money must be paid back.

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Applied to fire insurance, that concept would require the insurer to charge no more for the applicant that calls with his house already on fire than for other applicants.

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