One strategy is to consider the minimum amount of income you require on an annual basis and then see if there's a low-cost annuity that promises to pay at least that amount for life.

一个策略是，想想你每年所需的最低收入是多少，然后看看有没有低成本的年金，可以承诺终生支付至少这个数目。

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As a result a bond's interest payments form an ordinary annuity for the life of the bond.

由于债券的利息支付形式普通年金生活的纽带。

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The rest can usually either be used to buy an annuity (an income for life that will depend on your age, the value of your pension fund, and annuity rates payable at the time) or to provide an income via what is known as 'drawdown'.

BBC: Fergus Muirhead

According to this story, some companies use the Social Security death file as a source to make sure that they are not continuing annuity payments, but for determining that life insurance payments need to be made, not so much.

FORBES: Unfair Tax Court Decisions On Life Insurance Are Tip Of Unclaimed Property Iceberg

If you are married or have a financially dependent partner, you can apply for a joint life enhanced annuity which will continue to be paid to your partner if you die before them.

BBC: Enhanced annuities: Who can benefit?