In effect, she is paying $5 in interest for a $90 loan for two months: the equivalent of a credit card with a 44 percent annual percentage rate, a level most of us would consider predatory.

实际上，她已经预付了90美元两个月5%的利息，相当于44%信用卡的年费，大多数人都会认为它达到了掠夺的程度。

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Used to describe a risky loan, 'subprime' has been chosen as the Word of the Year 2007 by American Dialect Society at its annual convention Friday.

在上周五召开的美国方言学会年度大会上，用于形容高风险贷款的“次级(subprime)”一词被评为2007年度词汇。

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Used to describe a risky loan, "subprime" has been chosen as the Word of the Year 2007 by American Dialect Society at its annual convention recently.

在近日召开的美国方言学会年度大会上，用于形容高风险贷款的“次级(subprime)”一词被评为2007年度词汇。

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In addition to subsidy cuts, the buyers were unhappy with a cap on annual loan repayments at a percentage of each borrower's income, protecting graduates with low salaries from having to pay back more than they can afford.

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The House measure would cap interest rates at 8.5% for student loans while the Obama proposal would contain no such cap but would include a program to limit a former student's annual expenditures on the loan to no more than 10% of discretionary income.

CNN: Obama repeats strategy in student loan fight

It's true that you might have expensive repairs from time to time, but if you choose your car carefully, you'll still come out ahead over the much higher expense of buying a car new and paying 5% or more in annual interest on an auto loan.

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