I still want to start with some theory and I thought that — well I will — I plan to start by talking about the most basic concepts of risk management, which underlie finance.

课程开始的时候会涉及一些理论，我认为这些理论，是风险管理最基本的概念，也是金融学中最基础的概念。

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Cato's agricultural thought far-reaching impact on future generations, some of its advanced agricultural business management concept is still worthy of our study and use for reference.

加图的农业思想对后世影响深远，其某些先进的农业经营管理理念至今仍值得我们学习和借鉴。

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During college I tried a lot of crazy ideas that I thought might save time. I read time management material and applied what I learned, but I also came up with some original ideas.

大学期间，为了节省时间我试了很多疯狂的想法。我学习、阅读时间管理材料并把所学的运用到生活、学习中去，而且我也想出了一些新颖的方法。

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