The interest rates charged for credit fluctuates based on their analysis of individuals' ability to pay back the debts they incur.

他们根据对客户个人偿还债务能力的分析，调整其信贷收取的利息率。

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Therefore it is of very important significance on theory and reality to bring quantitative analysis into the financial crisis forewarning model for credit risk management of commercial bank.

因此对商业银行信贷风险管理引入财务危机预警模型进行定量分析具有十分重要的理论和现实意义。

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The financial analysis of enterprises is the main content for enterprise banking credit risk appraisal.

企业财务分析是银行对企业信用风险测评的主要内容。

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Retailers also continue to experience a higher average probability of default, based on the Sageworks probability of default model, a predictive statistical model for the credit analysis of small or privately held companies.

FORBES: Private Retailers' Sales On The Move

In 1998, when I was Deputy Assistant Secretary for Tax Analysis at the Treasury Department, I asked my staff expert on the Earned Income Tax Credit (EITC) how many people the EITC had lifted out of poverty.

FORBES: News Flash: Antipoverty Programs Can Reduce Poverty