For a fair value hedging of interest rate risk portfolio, the amortization shall be finished prior to the date of end of the relevant re-pricing period.

对于利率风险组合的公允价值套期，应当于相关重新定价期间结束日前摊销完毕。

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But if the rate rises to 8%, mortgage interest payments rise to 24%, which, together with amortization, taxes, other debts, and necessary expenditures, may claim too much of the family budget.

但如果利率上升至8%，按揭还款利息的比例就会上升到24%，再加上分期付款、杂税、其它债务和必要支出，这样的负担可能就会超出一个家庭的还款能力。

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The credit boom was created by initially low adjustable rate mortgages, interest-only or negative amortization loans, and an appreciating real estate market that allowed homeowners to extract equity to help make mortgage payments.

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