Mr. Muneio, the Michigan State student, said he did not apply for a Bank of America card because he already had two Visa cards.

而本文一开始提到的这位密歇根州立大学的Muneio同学这样说道，他没去申请美国银行的信用卡，因为他已经有两张Visa卡了。

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Analysts said the profits of major card issuers such as Citigroup, Bank of America, JPMorgan Chase and Capital One would be hurt by the bill.

分析家们说，主要信用卡发卡行(如花旗集团，美国银行，摩根大通和第一资本金融公司)的利润将会因该条例草案受损。

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The bank is exploring a sell-off of its branches and credit-card business in America, to refocus on corporate banking there.

汇丰银行正在考虑卖出其在美国的信用卡业务以及网点，并重新聚焦该地区的公司银行业务。

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There are also green card qualifiers for some non-citizens who invest in America, for refugees and asylum seekers.

VOA: special.2011.05.20

Bank of America gives card holders the chance to opt out of the higher rate by paying the account off, but such a request must be made in writing.

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Beginning on June 25, the bank will begin levying a penalty rate of as much as 29.99 percent to customers who make late payments on their Bank of America credit card balances.

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Street Sweeper has reported about such scams hitting major financial institutions such as Citibank, JP Morgan Chase, Bank of America, credit card companies such as Discover, the Subway sandwich chain, and even hotels and other businesses.

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