To fattenthe pot for the ultimate conquest, Greenspan systematically reduced interestrates and creatively altered lending practices to include Adjustable RateMortgages (ARMs).

为了把猪养肥了再宰，格林斯潘有计划的降低了银行利率，创造性的改变了贷款做法，纳入了“可调利率住房抵押贷款”（ARM）。

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And five-year Treasury-indexed adjustable-rate mortgages (ARMs) at 3.56 percent also set a record low, dating back to 2005.

五年期国债指数浮动利率抵押（ARMs）达3.56%，也位于记录低点，回到了2005年的记录。

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Add in option ARMs, a particularly virulent type of adjustable-rate loan, many of which are essentially the same as Alt-A, and the potential hit climbs towards $1 trillion.

这还未算上一种叫做期权可变利率的按揭贷款（option ARM），它毒性很强，但很多情况下和次优按揭基本相同。 加上它的话，损失将达1兆亿美元。

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We've had a growth in popularity of ARMs, which are adjustable rate mortgages.

我们看到了ARMs贷款的发展和普及,ARMs是指可调利率抵押贷款

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FORBES: Magazine Article

This is the simplest of examples, but bear in mind that more exotic mortgage contracts like option adjustable rate mortgages (ARMs) and such can leave the household in a similar situation, facing not only impaired equity but also higher payments.

FORBES: Magazine Article

Some 2 million adjustable-rate mortgages, or ARMs, are due to reset to higher rates this year, making monthly payments unaffordable for many.

NPR: Countrywide to Adjust Loans for At-Risk Borrowers