I'd like to open a saving account.

我想开一个储蓄存款账户。

youdao

A saving account or a checking account?

储蓄存款帐户还是支票存款帐户？

youdao

Tom: Hello! I want to open a saving account.

汤姆： 你好。我想开一个储蓄账户。

youdao

If you go to a savings bank, or a savings and loan, or a commercial bank and you say, I want to open up a checking account--that's a deposit; or, I want to open up a saving account--that's a deposit.

如果你去一个储蓄银行或者商业银行，去储蓄或者贷款，你说，我想开个支票账户，这就是储蓄;,或者说我先开个存款账户，这就是储蓄。

耶鲁公开课 - 金融市场课程节选

Certificates of deposit (CDs) are an attractive option when trying to boost your savings yield because they pay more competitive rates than a saving account while still offering FDIC insurance protection.

FORBES: CD Strategies: Minimizing Your Risks While Maximizing Your Returns

For non-deductible contributions to a traditional IRA (where you make too much income to qualify for a deduction), or regular contributions to a Roth IRA, or saving in a taxable account, you pay income tax as you earn the money, regardless of what you do with it.

FORBES: Taxes and Investments: The Inside Scoop

Instead, his legacy will linger in the shape of the biggest economic imbalances in American history: a negative household saving rate and a record current-account deficit (see chart 1).

ECONOMIST: Alan Greenspan