One important decision of bank management is to optimize the loan portfolio structure so as to hold a loan portfolio with possible highest yield and relevant lowest risk.
银行在经营中的一项重要决策，就是对贷款组合结构进行优化，以持有一个具有尽可能高的收益率和尽可能小的风险的贷款组合。
Combine a loan from your friends with other funding sources to create a dynamic portfolio. You should not draw too heavily on one source to avoid excessive interest rates on high principal.
把从朋友处贷的款和其他资金来源整合在一起，制作一份动态的卷宗，你不能为避免高本金应付的过多利息而只动用一个资金来源。
Finally, a stronger economy driven by industry instead of financials means more jobs, less foreclosures and higher held-to-maturity payouts on this Fed loan portfolio.
最后，由工业而不是金融所推动的强健经济意味着更多的工作机会，更少的赎回和美联储贷款资产组合中更高的持有到期付款。
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