银行贷款，是指银行根据国家政策以一定的利率将资金贷放给资金需要者，并约定期限归还的一种经济行为。一般要求提供担保、房屋抵押、或者收入证明、个人征信良好才可以申请。 而且，在不同的国家和一个国家的不同发展时期，按各种标准划分出的贷款类型也是有差异的。如美国的工商贷款主要有普通贷款限额、营运资本贷款、备用贷款承诺、项目贷款等几种类型，而英国的工商业贷款多采用票据贴现、信贷账户和透支账户等形式。
网络释义专业释义
短语
银行贷款的最低利率 Prime ; Paperture
银行贷款保证 [金融] guarantee of bank loan
银行贷款的种类 Loan Types
世界银行贷款 World Bank Loan ; the world bank loan
国际银行贷款 international bank loan ; credits from international banks
中央银行贷款 central bank loan ; central bank lending ; Zentralbankmittel
独家银行贷款 sole bank loan
向银行贷款 Mortgage from bank ; take a bank loan
银行贷款调查 Bank Lending Survey ; January Bank Lending Survey
双语例句原声例句
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他靠一笔银行贷款做起了生意。
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他们有一大笔银行贷款需要偿还。
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真正的麻烦将是设法让银行贷款给你。
The real headache will be getting the bank to lend you the money.
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Now incidentally, often bank loans to corporations are short-term, technically, so the bank is both lending short and borrowing short.
顺便说一下,技术上讲,银行借给公司的都是短期贷款,银行同时进行短期借贷业务
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It was granted a monopoly on joint stock banking by Parliament in return for giving war loans to the government.
作为向政府给予战争贷款的交换,英格兰银行被英国国会授予,成为股份制银行的垄断者。
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Prior to the bailout money for the banks, the banks were lending a certain amount, after the bailout money, the banks were lending less.
在拯救银行的措施实施之前，银行在贷款，而救市之后，银行价款量反而少了。
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$firstVoiceSent
- 来自原声例句