只要帐户信用尚未透支，学生通常不需要支付银行费用。
A student won't usually have to pay bank charges as long as the account stays in credit.
他的帐户经常透支。
当然，这必须符合一定的条件，即储蓄帐户中必须有足够多的钱来补偿透支的金额。
Of course, conditions must be checked to ensure that the savings account in question has enough money in it to make up for the overage.
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