5.3.2.14 最近一次实际还款日期 Date of last(latest) payment 5.3.2.15 透支余额 Overdraft balance 5.3.2.16 最高透支额 Highest overdraft amount ..
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Then, the article uses data of credit card in China to do a positive analysis which result confirms that overdraft balance is the key factor of credit card’s profit of commercial bank in China.
随后,本文结合了我国的具体数据,验证了对我国商业银行信用卡业务利润影响最大的因素确实是透支余额的数量。
参考来源 - 我国商业银行信用卡业务盈利性分析·2,447,543篇论文数据，部分数据来源于NoteExpress
允许负余额(透支)么？
BankAccount的接口规范包含一个类范围的不变条件测试，即余额总要大于或等于0(对不起，不允许透支)。
The contract specification for BankAccount includes a class-wide invariant that the balance must always be greater than or equal to zero (sorry, no overdrafts allowed!).
他们拥有目前得到以下两方面补贴的免费银行账户，这两方面是指储蓄余额庞大的更加富裕的客户，以及为未经授权的透支行为支付罚金的财务管理混乱者。
They have free bank accounts that are currently subsidised by richer customers with big savings balances and the financially disorganised who pay penalties for unauthorised overdrafts.
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