金钱不是一切，这世上还有信用卡可用。
人们大多背负着车贷，或许还有房贷，但对许多人来说信用卡往往才是导致债务困难的原因。
Often there'll be a car loan and perhaps a mortgage, but credit cards often seem to be the gateway to debt-related financial difficulties for many.
税收、贷款还有账单，信用卡什么的对我来说都好像谜似的。
Taxes and loans and bills and credit were all vague mysteries.
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