资金监管,(源自Escrow),又称为第三方监管。主要用于房地产交易。是指买卖双方的交易资金不直接通过经纪公司,而是由房地产行政主管部门会同银行、具有担保资质的机构在银行开立的资金监管“专用账户”进行划转,该账户属于银行。当规定期限内购房者过户后,该资金将划转到原业主的账户下,否则将划转到购房者账户下,因此资金监管需要买卖双方都在监管银行开有账户,银行是资金的监管主体,从而保障了买卖双方的交易资金安全,维护了买卖双方的权益。类似网上交易平台如支付宝,财付通等支付平台。
最终,在目标验证机制和资金监管上没有达成协议。
Finally, there is no agreement on what institutions would verify that targets are being met and supervise the finances.
虽然如此,这些已经成为资金监管机构正在努力解决的难题。
Still, these are dilemmas capital regulators are already grappling with.
指出基本建设资金监管方面存在8个问题,最后对加强基本建设资金监管提出建议。
The authors point out 8 problems on the supervision of capital construction funds and propose their recommendations on strengthening the supervision of capital construction funds in the final.
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