自从在90年代初，在三年内，超过800家联邦保险机构倒闭，银行业的基础已经不稳固了，现在在高风险家庭贷款上的巨大损失，更使银行业的大厦摇摇欲坠了。

Weakened by huge losses on risky home loans, the banking industry is now on the shakiest ground since the early 1990s, when more than 800 federally insured institutions failed in a three-year period.

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