这就意味着每次你领到薪水后，第一件事就是还债：把你的银行账户设置为自动还款，每个月自动地扣除一部分款项偿还利息最高的债务。
That means make it your first payment each payday: set up an automatic payment at your bank where you automatically pay an extra amount to your highest-interest debt.
短期之内这样做会帮助他们省去利息成本，但却创造了一个危险的错配：他们的薪水和收入是由一种货币计算，而债务却是由另一种计算。
It saved them interest costs in the short term but it also created a nasty mismatch: their wages and revenues were in one currency and their liabilities were in another.
也许你要偿还助学贷款或是其他债务，不再有父母给的经济援助，同时你还得预算好薪水，精打细算地过日子。
Maybe you have student loansand other debt to deal with, no more support from your parents, and income that you have tobudget.
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