网上银行电子资金划拨就是网银业务开展过程当中所涉及的一个重要的环节。

Electronic Funds Transfer of E-bank is one important link in the process of Internet bank business activities.

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对于一项交易性的网银业务来说，如果它用起来很复杂，你会倾向于不使用它。

For a transactional online banking service, if it is complex to use, you will be.

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同时，还描述了系统的系统逻辑结构和设计思想，从对公网银和个人网银两个方面分别分析了网上银行的业务功能和实现策略。

Also describes the system logic structure and design thoughts, and analyzes the business function and implementation strategy of online Banks from public and personal aspect.

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