2004年的贷款利率浮动政策对国有银行、城市商业银行和农村信用社在信贷市场上的行为塑造作用是值得研究的。

The different credit policies of state - owned commercial Banks, city commercial Banks and rural credit cooperatives under the floating loan rate policy adopted in 2004 are interesting.

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很多买家，往往与高风险的信贷历史，拿出了浮动利率抵押贷款，它开始走出低，但后来复位，以更高的利率。

Many buyers , often with risky credit histories , took out are just above rate adjustable -rate ) mogergours (mortgages ) which started out low but later reset too higher waits(rates ).

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