...险人不幸挂掉了，保险公司依然会支付理赔金的)，所以这时候去看试算建议书，会发现有保单解约金是零，但死亡给付(Death Benefit)却是基本保额(Face Amount)的情况发生。
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全能寿险具有保费随机缴纳、现金价值确定方式不同，死亡给付方式具有可选性等鲜明特征。
The distinguished features of the universal life include randomly paying for premium, variable determining manners for cash values and the optional ways of death benefits.
其他无劳动能力的人，生活费给付至死亡时止。
For other dependents without working capability, living expenses shall be paid until death.
在以死亡为给付保险金条件的人身保险合同中，受益人的道德风险表现多样，成因复杂，危害严重。
In the moral hazard of insurance beneficiary contract that encompasses death elements, moral hazard of insurance beneficiary is various, which cause is complicated and result is serious.
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