两家比较著名的发卡银行第一资金和汇丰Or chard银行都拥有庞大的次级信用卡业务。

Two better-known card issuers with a big subprime business are Capital One and HSBC's Orchard Bank.

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但是还有关于次级消费的事情并未成为报纸头条：昂贵并且有时泛滥成灾的次级信用卡。

But there's another piece of the painful subprime story that hasn't hit the headlines yet: costly-sometimes abusive-subprime credit cards.

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资产现在的问题是次级债，到了明年，可能资产的问题就会波及到信用卡，汽车贷款以及公司债务。

Mortgages may be the problem asset of the moment but next year the worry may be about credit cards, car loans and corporate debt.

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