抵押贷款，又称“抵押放款”。是指某些国家银行采用的一种贷款方式。要求借款方提供一定的抵押品作为贷款的担保，以保证贷款的到期偿还。抵押品一般为易于保存，不易损耗，容易变卖的物品，如有价证券、票据、股票、房地产等。贷款期满后，如果借款方不按期偿还贷款，银行有权将抵押品拍卖，用拍卖所得款偿还贷款。拍卖款清偿贷款的余额归还借款人。如果拍卖款不足以清偿贷款，由借款人继续清偿。
抵押贷款
网络释义专业释义
房产 抵押贷款 ( mortgage lending )从来就不是最活跃的业务,但是现在它的好日子来了. 它有点像拳击的定义:59分钟的无聊沉闷加最后一分钟的致命恐怖,"投资银行Fried...
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... 抵押贷款 collateralised loans 住房抵押贷款 residential mortgage loan 货币主义者 monetarist ...
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... loan bank 贷款银行 ; 放款银行 collateral loan 抵押贷款 ; 抵押借款 ; 抵押品担保贷款 ; 有抵押品借款 project loan 项目贷款 ; 工程贷款 ; 计划公债 ; 工程贷款 ...
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短语
抵押贷款支持证券 MBS ; Mortgage-Backed Security ; Mortgage Backed Assets ; Commercial Mortgage-Backed Securities
住房抵押贷款 mortgage loan ; Home Mortgage
抵押贷款欠额 unpaid d mortgage balance ; contributed mortgage antithesis
住房抵押贷款支持证券 RMBS ; MBS ; Mortagae-Backed Security ; residential mortgage-backed securities
船舶抵押贷款 Bottomry loan
全英房屋抵押贷款协会 Nationwide Building Society ; National Building Society
抵押贷款支持债券 MBS ; Mortgage Backed Securities ; Mortgage-Backed Bonds ; Mortage-Backed Security
外汇抵押贷款 Foreign exchange mortgage loan
反向抵押贷款 reverse mortgage ; reverse annuity mortgage
双语例句原声例句
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有大额抵押贷款的借款人应选择固定利率。
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较低利率使上百万抵押贷款支付人高兴了。
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偿还抵押贷款所需的金额是$358587。
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The history of mortgages is that they have generally over time gotten more easy on loan-to-value ratio and also on maturity.
从抵押贷款的历史来看,随着时间推移,抵押贷款,对于贷款价值比和期限越来越宽松
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So, when the mortgage ends, you're just clear and free; you don't have to pay anything--nothing comes at the end.
因此,抵押贷款正好在到期时全部还清,贷款期末你不再偿还任何金额
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What this equation merely says is that the present value of your remaining payments is always equal to the mortgage balance.
这个等式说明了,剩余偿还额的现值,就等于抵押贷款的余额
应用推荐
$firstVoiceSent
- 来自原声例句