他说，我预计私营部门将会进场，但他指出，由于第一留置权人权利不明，目前投资者有些不愿意购买抵押贷款证券。

'I hope the private sector will come in,' he said, but noted that there is currently a reluctance to buy mortgage securities because of the uncertainty around rights as a first-lien holder.

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在反向抵押贷款，家庭主人不付款和所有感兴趣的是增加了留置权的财产。

In a reverse mortgage, the home owner makes no payments and all interest is added to the lien on the property.

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抵押权与留置权的竞合是由同一财产成为不同法律关系的客体造成。

The coincidence between mortgage and lien is caused due to same property which become object of the different legal relationship.

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