这些变化来自宏观金融政策、微观企业基础、同业竞争、金融监管、技术进步等方面。

These changes are from macro-financial policy, micro-enterprise basis , inter-bank competition, financial supervision, technology progression.

youdao

金融效率是经济效率的一个分支，而金融监管效率则是这个分支宏观层面的重要组成部分。

Financial efficiency is one of the branches of economy efficiency, and financial supervision efficiency is an important component of the branch in the macro layer.

youdao

金融效率是经济效率的一个分支，而金融监管效率则是这个分支宏观层面的重要组成部分。

Financial efficiency is one of the branches of economic efficiency, and financial supervision efficiency constitutes an important component of the branch in the macro layer.

youdao