需要做的是在银行破产时，明确划分哪些是需要承担损失的债权人，而那些需要被保护的。
What is needed is a clearer line between creditors who would bear loss when a bank fails and those who would be protected.
巴黎银行的零售银行业务已横跨整个欧洲大陆，比如其在西班牙的桑坦德银行(Santander)以及意大利的联合信贷(UniCredit)的相关业务(这样的地位是在2009年收购了一家破产的比利时银行- - - - - - -富通银行的部分资产后获得的)。
Like Spain's Santander and Italy's UniCredit it runs retail operations across the continent (a position boosted by the purchase of bits of Fortis, a failed Belgian bank, in 2009).
央行还需要接管一些破产的银行，但只有在银行需要停业时央行才会这么做。
They may yet have to take over a failed bank, though only if that is needed to stop a run.
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