对此有所顾忌的央行已经准备根据商业银行对放贷上限规定的遵守程度调整这些银行的存款准备金。

So worried has the PBoC become that it is now calibrating individual banks' reserve requirements based on their compliance with lending caps.

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例如，他们时常改变存款准备金(商业银行必须寄放在中央银行里的现金)或者规定银行贷款限制。

For instance, they vary reserve requirements (cash that commercial Banks must keep on deposit at the central bank) or impose quantitative limits on bank lending.

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而新的准备金计提政策规定，银行仅仅只用按房贷价值和70%的房产市值之间的差额来计提准备金。

Under the new rules, they only have to allow for the difference between the value of the loan and 70% of the property's market value.

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One thing that the government has to do is reassure that reserves' requirements are met.

政府需要确保保险公司的,保险准备金达到规定的数额

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The reserves are an accounting entry-- it's how much they are required to hold, but the companies will hold more than that, typically, in order to protect themselves-- more than is required--and their policy holders-- more than is required by the regulators.

提取准备金就要做会计分录,由相关部门的规定,来提存一定量的准备金,但是保险公司可以持有更多的准备金,通常,多提存是为了,保护他们自己以及投保人,于是持有更多准备金

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