债券的价值等于投资者将来所收到的利息收入和本金以及票面溢值的现值之和。
The value of a bond is the present value both of future interest to be received and the par or maturity value of the bond.
实际上，投资者已经一次性地收到了全部利息收入，而非把利息收入分摊于债券整个期限内逐步收取。
The investor has effectively received all the interest in lump, rather than spread out over the years.
股票或债券对投资者的总回报，股票或债券持有者在持有期所获得的股息或利息收入总和。
Total return is the return on investing stocks or securities. It also refers to the dividend plus any capital gains or losses achieved by the stock or securities holder in the holding period.
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