有借记卡就完全不需要用现金了。

Debit cards dispense with the need for cash altogether.

《牛津词典》

借记卡的责任限额因银行和欺诈事件而异。

Debit cards have different liability limits depending on the bank and the events surrounding any fraud.

youdao

因为责任问题，我会使用信用卡而不是借记卡。

I would use credit cards over debit cards because of liability issues.

youdao

So now amount to pay $4, credit card/debit card.

现在总计要付4美元，信用卡/借记卡。

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