通过对信贷业务系统的四层架构设计，使得系统以客户为中心，并且增强了系统核心对业务的处理能力，做到一键式操作、智能化处理。
Through the design of four-tier structure, the business core of the system processing capacity is enhanced, so that it can be operated with intelligence.
“影子银行系统”有效地拿走了国有银行的一些信贷业务。
Effectively, the "shadow banking system" has been siphoning off credit from the state-owned Banks.
在此基础之上完成了设计适合邮储银行的信贷业务的业务架构、数据架构及系统架构；
Then, the system architecture design fit for the model of postal saving bank's credit business is analyzed.
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