代收代付是一个汉语词语，读音dài shōu dài fù，是由中介公司或第三方代为收取和支付费用。
第三部分讨论保险经纪人代收代付行为时间的法律问题。
In the third part, the author discusses the legal problems arising from the debit and credit premium by brokers.
第一部分从保险经纪人概念特征、代收代付法律关系及其性质原则等三个方面进行论述。
In the first part, mainly demonstrate the fundamental terms, law relations on the debit and credit premium on behalf the insurers by the brokers and essential principles.
最后分析了保险经纪人在代收代付保险费过程中适用民法关于债的抵消一般规定，着重分析了三种抵消方式所适用的条件、程序与法律后果。
At last, the author reviews insurance brokers process the debt setoff stipulated in the civil law, especially about the setoff ways and their respective conditions and legal outcomes.
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