是个人开户所在银行活期储蓄时申请的银行卡业务。包括银行借记卡和信用卡。每张卡上都有相应的卡号，此号即为银行账号。在开户名下通常有一本存折及一张卡·
根据联邦法律，个人银行账号损失由银行承担，商业客户的损失则不在此列。
Under federal law, losses in individuals' accounts are the Banks' problem; commercial customers receive no such concessions.
而当他们无法支付损失时，国民银行向征信所举报他们的个人银行账号欠债不还，还在失窃半后，威胁要将他们的房子赎回。
When they failed to repay the losses, Citizens reported their personal account as delinquent to credit bureaus, and six months after the theft threatened to foreclose on their home.
比如说，当一个人往一个银行账号存入一笔钱，他们通常会被告知这些交易会在两个工作日内在系统中显示。
As an example, when a person deposits money into a bank account, they are often told that these transactions will be shown in the system within two business days.
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