个人汽车贷款,又称个人汽车消费贷款,是指中国的商业银行向个人发放的用于购买汽车的人民币贷款。针对18-60周岁的自然人,用于购置自用车或商用车,根据购置用途不同,贷款额度有所差异。
建议您申请个人汽车贷款。
第八条本办法所称个人汽车贷款,是指贷款人向个人借款人发放的用于购买汽车的贷款。
Article 8 the term "an auto loan to an individual" as mentioned in the present Measures refers to the loan granted by a lender to an individual borrower for the purchase of an auto.
由于借贷成本上涨,个人抵押、汽车贷款、助学贷款的成本将显著提高。
As the cost of borrowing rises, individual mortgages, car loans and student loans could become significantly more expensive.
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