哈继铭博士，首席经济学家，中国国际金融有限公司。
Dr. Ha Jiming, Chief Economist, China International Capital Corporation Limited.
哈继铭表示，这部分缺口正是公司已借入、但尚未动用的资金。
That gap, he says, is money companies have borrowed but not yet used.
不过，哈继铭补充称，去年末，未使用贷款总量较先前1.6万亿元人民币的高点已有所回落，因此，摆在决策者面前的这种风险可能会逐渐降低。
However, Mr Ha adds that the volume of unused loans at the end of last year was down from a previous high of Rmb1,600bn, so this danger for policymakers could be diminishing.
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