Richins writes that understanding what drives consumption might help people better manage their finances and purchases.
Richins提出，了解趋使消费的原因就有可能帮助人们更好的管理他们的资金和购买的产品。
In two studies, Marsha Richins of the University of Missouri examines the relationship between materialism and credit overuse.
在两次的研究中，Missouri大学的Marsha Richins仔细调查了实利主义和过度使用信用卡的关系。
Richins explains that more research is needed to draw conclusions about where other financially risky behaviors such as gambling fit into the equation.
Richins解释说，为了得出更确切结论，需要进行更多的调查研究。看金融方面其他的危险的行为，例如赌博，能否适用于此公式。
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