Mary McPhail of Ohio has one of those legendary wedding-day horror stories.

俄亥俄州的玛丽有传说中的婚礼日的恐怖故事之一。

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Tom McPhail, head of pensions research at Hargreaves Lansdown, told the BBC the change could shake up the mortgage market.

兰斯多恩股票经纪公司退休金研究主管汤姆·麦克菲尔告诉BBC，这项改变可能重新洗牌房贷市场。

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If you have a final salary scheme, where the amount you get is linked to your earnings, then you will be insulated from the falls in the short term, says McPhail.

麦克菲尔说，最终薪金方案(final salary scheme)中，您的收益和与收入挂钩，如果您有这项方案，就可以避免短期的下挫。

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McPhail expects to be among those who return to the Championship with Cardiff next season.

BBC: Cardiff City cash must flow - Stephen McPhail

Britain's ambassador to South Sudan, Alastair McPhail, urged both countries to return to the negotiating table.

CNN: South Sudan says it is withdrawing from disputed oil region

"The gaffer's been unbelievable since he's come here and I don't think anyone can question him, " commented McPhail.

BBC: Cardiff City cash must flow - Stephen McPhail