Better software will let everyday investors visualize how their portfolio's risk is altered by the slightest tweak, says Duffie.

更好的软件将使日常投资者直观地了解由最轻微的调整所引起的其股票证券的风险变化，达菲说。

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"With their myriad clients the big trading Banks in effect function as CCPs already," says Darrell Duffie of the Stanford Graduate School of Business. "Why double their number?"

“实际上，因其庞大的客户数量，大型商业银行已经有着和集中交易对手一样的作用，”斯坦福大学商业研究生院的Darrell Duffie谈到，“为什么要让它们的数量变为两倍呢？”

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But Darrell Duffie, a finance professor at Stanford University, worries the reforms will not go far enough.

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