Rising costs and an aging population also put extra demand on the system,and this worries health providers, says Kersting.

VOA: standard.2009.09.28

Dr.Thomas Kersting, chief administrator of Berlin's Red Cross Hospitals Group,explains.

VOA: standard.2009.09.28

"Like turning around a cruise ship, it's a long process, " Kersting says.

FORBES: Magazine Article

"We're kind of hopeful that we're getting out of the woods in terms of bad loans, " says Tom Kersting, a banking analyst at Edward Jones.

FORBES: What Would Dimon Do?

Friedrich Kersting, who runs the tiny Hanover exchange, fears that several regional exchanges will disappear anyway in the next ten years unless they join forces in a multiple merger.

ECONOMIST: German stockmarkets