Ours are full to the gunnels, " he said.

我们这儿的课都排的满满当当，”他说。

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And regulators made sure that when the penny dropped, a sovereign debt crisis would become a banking crisis, because the Italian, Greek, Portuguese and Spanish banks were all stuffed to the gunnels with Italian, Greek, Portuguese and Spanish government debt.

BBC: The eurozone's borrowing costs may stay lethally high