由于担保人的不可靠所面临的风险已一清二楚；并不仅仅是商人们被欺诈，如法国兴业银行交易员杰洛米•科维尔，一个胆敢挑起风险的人。
The moral hazard is clear; it is not just rogue traders, such as Jérôme Kerviel at Société Générale, who are given huge incentives to take risk.
人生应该如蜡烛一样，从顶燃到底，一直都是光明的。——萧楚女。
Life should be like a candle, burning from the top to the end, has always been bright.
人生应该如蜡烛一样，从顶燃到底，一直都是光明的。——萧楚女。
Life should be like a candle, burning from the top to the end, has always been bright. — Xiao Chunv.
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