这样的情况在日本几乎是闻所未闻的。 （传统的情况是）下属们几乎没有人敢和老板唱反调，整个气氛一直倾向于正式的，冷冰冰的。

This sort of behaviour is almost unheard of in Japan, where underlings rarely dare contradict the boss and the atmosphere tends to be icily formal.

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现代银行将贷款决策蜕变成冷冰冰无人情的、以信贷评分和资产价值为基础的公式， 是银行更偏向于均一同质的贷款，比如住宅按揭。

modern banks reduced loan decisions to arm’s-length algorithms based on credit scores and asset values, biasing them towards homogeneous loans such as residential mortgages.

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原因是：土星是个冷冰冰的星球，而太阳则是炽热的星球，而当他们相遇，则制造出了一个冰于火的世界。

Here is why: Saturn is the cold, icy planet, and the Sun is the hot, fiery planet, but together they produce a meeting of fire and ice.

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