信息不对称是形成银行不良资产的必要条件。
The dissymmetrical information is a necessary condition to become non-performing loans.
最后给出了国有商业银行不良资产的相关防范对策。
Finally, relevant preventive measures were given about the non-performing assets of state-owned commercial Banks.
财政、信贷、企业等方面协调配合，消化银行不良资产；
The coordinative matching of finance, credit and enterprises can digest the unhealthy assets of banks.
解决好商业银行不良资产处置问题具有重要的现实意义。
So how to solve the problems of non-performing assets of state-owned commercial Banks has very important practical significance.
因此，有必要对我国银行不良资产的成因进行分析和研究。
Therefore, it is necessary to analyze and study the reason of the non-performing banking assets in China.
资产池设计是我国商业银行不良资产证券化过程中重要环节之一。
The design of asset pool is the important part in the process of such a securitization.
本文就银行不良资产证券化在我国开展的一系列相关问题进行研究。
The aim of this paper is researching on the relevant problems concerning NPAS in China.
第三部分是针对我国的实际情况，系统分析我国商业银行不良资产的现状。
The third section analyses the current situation of commercial bank bad bank assets in our country.
因此，必须积极探索符合国情的银行不良资产处置的路子，化解金融风险。
Therefore, we must actively explore conforms to the conditions of the disposal of bad assets of banks the road and resolve financial risks.
为了提高我国商业银行的竞争能力，首先要解决商业银行不良资产过多的问题。
For improving the competitive power of commercial Banks, the problem of the huge amount of non - performing banking assets in China must be solved at first.
金融监管逐步加强，防范和化解金融风险取得成效，银行不良资产比例逐步降低。
As financial regulation was gradually tightened, our ability to prevent or defuse financial risks has improved, and the proportion of non-performing assets of our Banks decreased.
对日本银行信贷扩张历程的分析展现了日本银行不良资产困境及其危机效应的形成过程。
An analysis of the history of the credit expansion of the Japanese Banks would reveal the non-performing asset plight of Japanese Banks and formation process of their crisis effects.
AMC的任务是处置银行不良资产，其深层次意义在于推动国企改革、建立现代企业制度。
The tasks of AMC are not only to solve the problems of state Banks' bad assets, but more to push on the reform in the state enterprises and set up more modern enterprise institutions.
我国自1999以来先后成立四家金融资产管理公司，作为我国处理银行不良资产的专门机构。
There are four Asset Management Corporations which had been built since 1999 in our country. They are the specialized institutions dealing with the bad assets of bank's.
我国银行不良资产的产生有政策性因素，也有企业方面的原因，还有银行自身管理方面的原因。
The enterprises, the management of the banks themselves as well as the policies of the government should be held responsible for bad-assets in commercial banks.
以四大坏账银行的经验看，与转让不良资产相比，债转股可令银行不良资产回收率提高近10%。
Drawing from the experience of the four "bad Banks", compared with the transfer of non-performing assets, the debt to equity can make the recovery rate of Banks' bad debt rise by nearly 10%.
因此，借鉴他国的经验，比较研究商业银行不良资产处理问题，并从中学习和得到启发就显得非常必要。
So it is very important to profit form the others countrys'experience by comparative study in disposal of non-perfoming assets.
正是由于资产证券化的这一特殊功能，使得用证券化方式成为处理我国商业银行不良资产的一个重要途径。
It is due to the asset securitization of the special features, making use of securitization has become an important way to deal with non-performing assets of commercial Banks in China.
银行不良资产是指处于非良好经营状态的，不能及时给商业银行带来正常利息收入甚至难以收回本金的贷款。
The bad property in bank is to points in not good operate the appearance, it can't bring the commercial bank the normal interest income on time, even hard taking back the loan of the principal.
第二部分：针对我国国有商业银行不良资产现状，分析当前我国国有商业银行不良资产生成与增长的制度成因。
The second part: According to non-performing assets current situation of state-run commercial bank of our country, analysis the system origin cause of state-run commercial bank non-performing assets.
迄今为止，国有商业银行不良资产居高不下的问题仍未从根本上得到解决；同时，又产生了大量的新增不良资产。
So far, the state-owned commercial Banks Non-performing assets from a high of issues have yet to be resolved root trees at the same time, created a lot of new Non-performing assets.
首先，从考察贷款分类入手，描述了正常贷款生成不良贷款的五个区间过程，分析了我国商业银行不良资产的成因。
First, the article sees about the classification of loans, describing the five processes which arise bad loans in normal loan activities. and analyze the causes for our commercial bank bad assets.
最近由华尔街投资银行不良资产救助计划所展现的“太大而不能失败”学说通过鼓励人们承担额外的风险来扭曲效率。
The too-big-to-fail doctrine, exhibited most recently in the TARP bailout of Wall Street Banks, distorts efficiency by encouraging excess risk-taking.
再次针对我国中小商业银行不良资产处理的特殊性，并兼顾处理过程中信息不对称问题的防范，确定出我国中小商业银行不良资产处理方案的实施要点；
The next is to decide the key points of bad assets management scheme of small banks in accordance with its particularity as well as precautions of asymmetric information during the process.
为帮助吸收多达1万亿美元的银行不良资产，财政部将使用7000亿美元金融救援计划中的部分资金，连同联邦储备委员会和联邦储蓄保险公司的资金，共出资约1000亿美元。
The government will tip in $100b to finance the purchases, utilizing the resources of the $700b bank bailout fund, the Federal Reserve and the Federal Deposit Insurance Corp.
根据国际货币基金组织统计，从1980年以来，各成员国由于银行不良资产比率过高引发的金融问题占所有发生金融问题的66%以上，而由于不良资产比率过高引发金融危机的占58%以上。
Since 1980, according to the statistics of the IMF, above 66% of the financial problems and above 58% of the financial crises in the member countries are brought up by the reason mentioned above.
所多人都担心银行仍然对于自身的不良资产过于乐观。
Many fear that Banks are still being over-optimistic about their nastiest assets.
所多人都担心银行仍然对于自身的不良资产过于乐观。
Many fear that Banks are still being over-optimistic about their nastiest assets.
应用推荐